This bank may also offer other promotions right now; learn more in our TD Bank review. We rank the best bonuses based on the amount, requirements to earn the bonus, and account details and restrictions. (When the primary account owner reaches the age of 25, age can no longer be used to avoid the monthly service fee.) The actions required for this bonus are separate from the actions available to avoid the monthly service fee.

• Available nationwide, Chase Bank is offering up to a $3,000 bonus when you open or upgrade to a new Chase Private Client Checking℠ account.
• Available in select midwestern states, Central Bank of the Midwest is offering a $500 welcome bonus when you open a new business checking account and maintain a minimum balance.
• The actions required for this bonus are separate from the actions available to avoid the monthly service fee.
• Plus, if you’re new to bank promotions, your head may spin for a bit trying to learn the nuances, requirements, and pitfalls.
• To qualify for the business checking offer, you must not already have a business checking account with Banner Bank.
• Keep reading to find out answers to commonly asked questions about checking account bonuses and other bank promotions.

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of your Citi Double Cash® card account opening. While its annual fee is high at $695, so are its luxurious rewards, including Amex Membership Rewards, extensive travel points, and annual statement credits. The card has no annual fee, and cardholders also enjoy experiences such as VIP tickets and 5-star meals, among other perks. All you need to do to qualify is make $500 worth of purchases within three months of opening the account. These almost always require you to spend a certain amount using your new card, and you’re usually given a few months to meet that requirement. In addition to bank promotions, another way to earn bonus cash without needing to set up direct deposit is to explore credit card offers.
The Baselane Banking signup offer requires you to deposit and maintain a minimum balance in order to earn the $150 bonus. The Bank of America® Business Advantage Banking signup offer requires you to deposit and maintain a minimum balance in order to earn the $750 bonus. The Personal Savings signup offer requires you to deposit and maintain a minimum balance in order to earn the $200 bonus. While this isn’t available nationwide, it is open to a healthy list of states, and is no longer targeted to select customers. The Self-Directed Investing signup offer requires you to deposit and maintain a minimum balance in order to earn the $1000 bonus. The Chase Private Client Checking℠ signup offer requires you to deposit and maintain a minimum balance in order to earn the $3000 bonus.

Open a new checking and savings account to earn up to $1,000.

• We’re here to help with options and answers you need from being pre-approved to purchase your first home to refinancing your mortgage.
• We rated them on criteria including annual percentage yields, minimum balances, fees, digital experience and more.
• You can stack this offer with their personal checking account bonuses to earn a lot more!
• Keep in mind that these deposits don’t need to be made via direct deposit, as is common with many bank bonuses.
• Keep in mind that some of these accounts are available nationwide, while others might only be offered in the states in which the bank operates physical branches.
• These almost always require you to spend a certain amount using your new card, and you’re usually given a few months to meet that requirement.
• The changes haven’t directly affected bank bonuses, but it could still be a good time to open a new bank account in case savings account interest rates fall.

That’s because we curate a list that’s limited to what our experts think are the very best options for our readers. To learn more about how your data is collected and used, please read our privacy notice. To qualify for the business checking offer, you must not already have a business checking account with Banner Bank. To qualify for the personal checking offer, you must not already have a personal checking account with Banner Bank. You may receive only one new account opening-related bonus every 2 years on a personal checking account and one new account opening-related bonus every 2 years on a personal savings or money market account.
The best bank promotions offer a significant cash bonus in exchange for signing up for a new account with no fees or easily avoided fees. If earning a bank sign-up bonus requires depositing more than $250,000 (which is the standard amount that’s insured by the Federal Deposit Insurance Corp.), you’ll need to employ certain strategies to make sure that all your money — including funds over $250,000 — is protected. The changes haven’t directly affected bank bonuses, but it could still be a good time to open a new bank account in case savings account interest rates fall. For this bank promotions roundup, more than a dozen data points were considered per offer.
Most bank bonuses have a few qualifying requirements. Queue bank promotions without direct deposit requirements! It has all the features you need, including a $300 cash bonus just for signing up. With more than 40,000 surcharge‑free ATMs nationwide, you are never far from your money.

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If you currently have a Huntington Bank personal checking account, you’re listed on someone else’s account, or you closed a Huntington Bank checking account in the last six months, you can’t apply for this bonus. The best bank bonuses for you are ones that have requirements you’re comfortable with, including the amount of time you’ll have to keep your money in the account to earn the bonus. Plus, if you’re new to bank promotions, your head may spin for a bit trying to learn the nuances, requirements, and pitfalls. The Personal Wealth Management signup offer requires you to deposit and maintain a minimum balance in order to earn the $5000 bonus. This is a tiered bonus based on how much you deposit and maintain for the first 3 months.

How to avoid the monthly service fee

Not only is this offer available nationwide with the ability to open online, it’s also the highest reward amount we’ve seen Axos offer, so now is a good time to jump on it! To earn the highest amount in a given quarter, you’ll need to deposit and maintain at least $200,000! Available nationwide, Raisin is offering up to a whopping $1,500 welcome bonus for 2026 when you open a new HYSA and deposit new funds. Keep in mind that some of these accounts are available nationwide, while others might only be offered in the states in which the bank operates physical branches.
The Brokerage Account signup offer requires you to deposit and maintain a minimum balance in order to earn the $10000 bonus. The Basic Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $900 bonus. The M&T Tailored Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $1500 bonus. The Business Checking Account signup offer requires you to deposit and maintain a minimum balance and make purchases using the account’s card in order to earn the $400 bonus.
This compensation may impact how and where products appear on this site (including, for example, the order in which they appear), but does not influence our editorial integrity. Of course, personal finance is personal so one person’s experience may differ from someone else’s, and estimates based on past performance do not guarantee future results. We work hard to share thorough research and our honest experience with products and brands. The right bank promotions without direct deposit are out there for you. Usually, you have to dig through a bank’s website to find bonuses, but we launched BankBonus.com to make it easy to find the best bank bonuses in one place. Promotions can last anywhere from months to years, but they are almost always held to a certain timeframe.

Best bank bonuses for checking and savings

Additionally, the institution that owns the terminal (or network) may assess a fee (surcharge) at the time of your transaction, including balance inquiries. If your new checking and/or savings account is closed by you or TD Bank within 6 months after account opening, and the bonus https://superonni-casino.fi/ has been paid.

Featured Checking Accounts

We’re here to help with options and answers you need from being pre-approved to purchase your first home to refinancing your mortgage. If you’d like to open a new account, we’re here to help with current rates, term options and more. We’re here to help with all your checking needs, including debit cards, online and mobile banking and more. Open a no monthly maintenance fee Access Checking account, or view our other checking account options.

They also removed Colorado from the eligibility list. Available in select midwestern states, Central Bank of the Midwest is offering a $500 welcome bonus when you open a new business checking account and maintain a minimum balance. You can stack this offer with their personal checking account bonuses to earn a lot more!